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Loan Details
Loans are not automatically renewed. To request a renewal, fill out the simplified form. Your credit rating will not be affected if you repay your loan on time. If you cannot repay your loan on time, contact our office to discuss terms. If your cheque is returned NSF, an additional fee will be charged
Responsible Lending Policy
Online loan applications are evaluated to ensure and confirm that you, the borrower, have the ability to repay your loan. This means we will:
- Verify that your salary or sources of income meet our requirements.
- Check that you do not have an excessive number of NSF payments on your bank account.
- Determine the amount of your recurring housing expenses and other credit or lease contract payments that may interfere with your ability to repay your loan.
Following this analysis, if your file meets all our criteria, your request will be accepted.
888-1055 Rue Lucien-L'Allier Montréal Québec H3G3C4 Canada
*Easy Loan Express provides loans up to $1,500 with interest rates ranging from 9.99% to 24%, and terms from 90 days to 180 days. APRs on such loans range between 9.99% to 24%. Your actual rate will depend on a variety of factors such as your credit score and the loan amount. Incase of Non-sufficient funds a $55 service fee will be charged.
An example of borrowing costs paid on a $720 loan with a 3 month (90 Days) repayment period at 24% APR is a payment of $129.76 every 2 weeks, with the total repayment amount of principal and interest being $778.543 and the total cost of the loan (interest only) being $58.54.
